Being unemployed can be a good thing, but it has its pros and cons and can put a burden on both you and your family. With health costs that way they are today, who can afford to be without at least some basic health insurance. This type of insurance will cover an illness or accident as even a broken leg can create medical bills that you cannot afford to pay. What do the unemployed do for health insurance?
The answer is COBRA, (the Consolidated Omnibus Budget Reconciliation Act of 1986) If you were recently employed and are not now, COBRA will, for a period of time, allow most people who are members of an employer’s health scheme to continue their coverage. For about a year and a half, the typical time frame for this coverage, you will be covered and in some cases it can be stretched to thirty-six months.
If for whatever reason you are turned down for COBRA, then you will need to seek a private individual or family type coverage. You can start by looking for group plans that are similar to the ones provided by employers. The Internet can be an good place to turn if this too does not apply to you because there you can find many excellent insurance websites.