Insurance

Don’t Get Caught Without Insurance

Don’t Get Caught Without Insurance

In order to drive a vehicle you have to have insurance because it’s the law. If you are caught driving your vehicle without the proper insurance coverage you could get a ticket and they can even suspend your drivers license. Driving without insurance can be very costly and you could even lose your driving privileges.

When you have an entire family of driver your insurance cost can go through the roof. Family fleet insurance is a great way to keep your insurance cost low and money in your pocket. This insurance would cover every driver in your family and you would be able to save money at the same time.

In order to start your new insurance policy there are few things that you are going to need to do. You will need the names of all the drivers that you want on the policy. You will also need to have the drivers date o birth along with their drivers license numbers. When you have all of this information you will be ready to start your new policy. The process should only take a couple of minutes and you will be glad that you made the switch to Family Fleet insurance.

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Health Insurance if you are Unemployed

Health Insurance if you are Unemployed

Being unemployed can be a good thing, but it has its pros and cons and can put a burden on both you and your family.  With health costs that way they are today, who can afford to be without at least some basic health insurance.   This type of insurance will cover an illness or accident as even a broken leg can create medical bills that you cannot afford to pay.   What do the unemployed do for health insurance?

The answer is COBRA, (the Consolidated Omnibus Budget Reconciliation Act of 1986)   If you were recently employed and are not now, COBRA will, for a period of time, allow most people who are members of an employer’s health scheme to continue their coverage.  For about a year and a half, the typical time frame for this coverage, you will be covered and in some cases it can be stretched to thirty-six months.

If for whatever reason you are turned down for COBRA, then you will need to seek a private individual or family type coverage.   You can start by looking for group plans that are similar to the ones provided by employers.  The Internet can be an good place to turn if this too does not apply to you because there you can find many excellent insurance websites.

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